full

Episode 27 - Crushed by Costs: Medical Debt, Student Loans, and the Power of HSAs & Loan Forgiveness

Published on: 30th April, 2025

Dr. Byron Jasper, CEO of Byja Clinic, and George Becnel, Patient Zero, take a deep, honest look at medical debt and student loans that are crushing millions of Americans — but there are ways out. In this episode, we break down the true cost of healthcare debt, how student loans are shaping the future of medicine, and why Direct Primary Care (DPC) is a game-changer for both patients and providers. Plus, we dive into two powerful tools to fight back: Public Service Loan Forgiveness (PSLF) and Health Savings Accounts (HSAs). If you’re tired of feeling trapped by debt, this episode is your blueprint for financial freedom. Follow Byja Clinic: - Instagram: @byjaclinic - Facebook: @byjaclinic - LinkedIn: Byja Clinic - Website: www.byja.org Follow Dr. Jasper: - Instagram: @drbjasper Follow George: - Instagram: @becnelmedia - X: @George_becnel - LinkedIn: George Becnel, II Produced by Becnel Media

Next Episode All Episodes Previous Episode

Listen for free

RSS Feed

Show artwork for Byja Radio Show

About the Podcast

Byja Radio Show

BeYond Just Another Radio Show

We are a radio show that focuses on a variety of health topics and current events through the lens of Direct primary care (DPC) and health equity. Our aim is to engage, educate, and empower our audience to achieve better overall health.

Byja Radio explores healthcare, entrepreneurship, and community through real conversations within the lens of Direct Primary Care (DPC). Our episodes highlight topics including medicine, financial literacy, wellness and business, giving patients, clinicians, and entrepreneurs the insights they need to thrive.

Support This Show

About your hosts

Byron Jasper

Dr. Byron Jasper is the Founder and Chief Executive Officer of Byja Clinic, Louisiana’s first Black-owned Direct Primary Care (DPC) practice. A proud alumnus of Xavier University of Louisiana, he earned his medical degree and master’s in public health from Tulane University.

Dr. Jasper is also the author of Byja Blueprint: An Introductory Guide to Direct Primary Care for Doctors, Patients, and Businesses, a nationally recognized resource on DPC. Beyond the clinic, he leads two nonprofits—Comprehensive Medical Mentoring Program (CMMP) and Byja Charitable Alliance (BCA)—both dedicated to improving health equity and expanding opportunities for aspiring medical professionals.

Through Byja Radio Show, Dr. Jasper brings together his passions for medicine, mentorship, and community empowerment—sparking conversations that inspire listeners to take charge of their health and their future.

George Becnel

George Becnel, II—commonly known as Patient Zero—holds the distinction of being the very first patient of Byja Clinic and co-host of Byja Radio Show. A seasoned marketing and business development leader with over 16 years of experience in healthcare, telecommunications, and professional services, George brings both professional insight and personal perspective to every conversation.

As co-host, George bridges the gap between patients and clinicians—offering real-world reflections on healthcare, leadership, and community empowerment. His ability to blend lived experience with business acumen makes him a powerful voice for listeners seeking a deeper understanding of how health and innovation intersect.